email an agent Email An Agent
900 Western America Circle, Ste. 202 Mobile, AL 36609
  • phone-icon251-305-4990
  • myaccount-iconMy Account
    • View Policies
    • Print ID Cards
    • Add Driver
    • Make a Payment
    • File a Claim
Surety Ins Inc.
  • Home
  • About Us
  • Insurance Services
    • Auto Insurance
    • Home Insurance
    • Commercial Insurance
    • Boat/Watercraft Insurance
    • Condo Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • Recreational Insurance
    • Renters Insurance
    • RV Insurance
    • Umbrella Insurance
    • Surety Bonds
  • Customer Service
    • Client Center
    • Contact Your Carrier
  • Compare Quotes
  • Blog
  • Contact Us

Insurance Blog

Featured Insurance Blog
  • Allstate
  • American Modern
  • Burns & WIlcox
  • CNA
  • Encompass
  • Foremost
  • Hagerty
  • Heritage
  • Liberty Mutual
  • Nationwide
  • RPS
  • Safeco
  • State Auto
  • Swyfft
  • Tapco
  • The Hartford
  • Travelers
  • View Policies
  • Print ID Cards
  • Add Driver
  • Make a Payment
  • File a Claim
callClick to Call
Surety Ins Inc.

900 Western America Circle, Ste. 202
Mobile, AL 36609

Directions

Get a Quote, Instantly!

Quote it!

Category: Condo Insurance

Does My Condo Insurance Policy Cover My Work-From-Home Business?

Posted on October 20, 2023November 1, 2023 by admin

Condo insurance policies protect against losses involving the internal structure, personal belongings, and liabilities. Condo insurance does not cover work-related tools and equipment, so if you live in a condo and have a work-from-home business, you should verify your coverage with your insurance provider. Our Surety Ins Inc. team, serving Alabama, will happily discuss your condo and business insurance coverage with you.

Condo Insurance and Working From Home

Generally, condo and home policies offer some protection for "side-hustle" businesses operated from home, but this coverage often covers only $2,500 in business assets. Employees who work from home can expect the company’s insurance to cover their business assets, though it is best to confirm each employer’s policies.

A partial list of the conditions suggesting you should supplement your condo insurance with appropriate business coverage includes:

-Customers sometimes visit your condo

-You have inventory or supplies at your condo or elsewhere

-Damage to your condo would interrupt your business and revenues

-You have employees

-You keep computerized client or employee records

Each situation is unique, but if those conditions apply to your case, you may want to consider one of several commercial insurance options based on the nature of your business:

-Adding a business property endorsement to your condo policy ($5,000 limits are standard)

-In-home business insurance provides property coverage, liability protection, and other commercial coverage for businesses with less than $250,000 in revenues.

–Business Owner’s Policy (BOP) provides a range of commercial insurance coverage and is generally used by businesses with revenues exceeding $250,000.

Working with Surety Ins Inc

Surety Ins Inc. proudly serves business owners renting or owning condos and homes in Alabama. So, call or stop in today to ensure you adequately protect your personal and business assets.

Posted in Condo InsuranceTagged Alabama, Surety Ins Inc.

Condo Insurance for Landlords

Posted on November 21, 2022June 21, 2023 by admin

As a landlord with an Alabama condo, you should protect your investment. Condo insurance policies can give you peace of mind by knowing your property is fully covered in case of fire, theft, or other unfortunate events.

But what should you look for in a condo insurance policy? Surety Ins Inc. wants you to be informed when selecting coverage.

Here are some key components to consider:

Building Coverage

Whether insuring your own unit or the entire building, ensure that your policy covers the building itself from various perils, such as fire and vandalism. Your policy should also cover any additional structures associated with the building, such as a swimming pool or parking garage.

Personal Property Coverage

It’s also essential your policy covers personal property items like furniture and electronics in case of theft or damage. Make sure to inquire about specific coverage limits for each item.

Damage Protection from Neighboring Units

You should also ensure that your policy provides coverage for any damage incurred by neighboring units in the building. Most policies will cover sudden and accidental damage, but it’s important to read the policy details to ensure you are adequately protected.

Liability Coverage

Your condo insurance should also provide liability coverage if someone is injured on your premises or by your property. This can include medical costs, legal fees, and other damages related to the injury.

Contact Us Today

No matter what type of condo insurance policy you choose, ensure that it includes all the coverage points outlined above. Researching and understanding your policy requirements can help protect your investment for years to come.

At Surety Ins Inc., we understand protecting your rental property is of utmost importance. Contact us today to find out how we can help you get condo insurance coverage for your Alabama property.

Posted in Condo InsuranceTagged Alabama, Surety Ins Inc.

Archives

  • April 2025
  • March 2025
  • February 2025
  • January 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • September 2023
  • August 2023
  • July 2023
  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022

Categories

  • Auto Insurance
  • Boat/Watercraft Insurance
  • Commercial Insurance
  • Condo Insurance
  • Flood Insurance
  • Home Insurance
  • Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • RV Insurance
  • Surety Bonds
  • Umbrella Insurance

Insurance Blog

We're Here to Help

email-black-icon

Email An Agent

quick-black-icon

Compare Quotes

phone-black-icon

251-305-4990

map-black-icon

Get Directions

Servicing States

  • Alabama

Surety Ins Inc.

251-305-4990

900 Western America Circle, Ste. 202 Mobile, AL 36609

support@suretyins.com

  • Home
  • About Us
  • Auto Insurance
  • Home Insurance
  • Commercial Insurance
  • Boat/Watercraft Insurance
  • Condo Insurance
  • Flood Insurance
  • Motorcycle Insurance
  • Recreational Insurance
  • Renters Insurance
  • RV Insurance
  • Umbrella Insurance
  • Surety Bonds
  • Client Center
  • Contact Your Carrier
  • Compare Quotes
  • Blog
  • Contact Us
  • Surety Ins Inc.
  • • Website Development by EZLynx ®
  • • Copyright © 2025.
  • All Rights Reserved.
SiteLock