Getting into an auto accident is scary. Even if you are not injured, you will probably feel anxious and could even go into shock. That is why knowing what to expect if you are ever in an accident in Alabama is so important. That way you will know what to do and can do what you need to do without thinking about it. We at Surety Ins Inc. understand that anyone can be in an accident, even if it is not your fault.
Legal Requirements After an Accident
You are only legally required to report the accident to the police if there is injury or death. Otherwise, you can exchange information with the other involved parties. Even if the accident is very minor, make sure you get all the information you need from the other party, including:
- name of the driver
- driver’s license number
- phone number
- license plate number and
- the insurance company and policy number of the driver.
Even if you don’t think you need to call the police, you should call them anyway. A police officer will collect information from all the parties and create an accident report with all the details. That way the other parties involved in the accident can’t change their stories later or claim that there was more damage than there really was.
Document the Incident With Pictures and a Doctor’s Visit
Collecting this kind of evidence right after the accident will also help you preserve any claims you have. Take pictures with your phone and go to an emergency care location right away. Save all your documentation and show your insurance agent.
Surety Ins Inc. wants to help all our Alabama drivers stay safe. If you have any questions, please call today.