Four Motorcycle Insurance Misconceptions Demystified

Clarifying Common Misconceptions About Motorcycle Insurance

Motorcycle insurance provides essential financial protection for motorcycle owners and operators against potential losses from accidents or unforeseen events. At Surety Ins Inc., Alabama’s knowledgeable insurance professionals, we are aware that certain misconceptions may lead riders towards inadequate insurance coverage. Below, we debunk these misunderstandings.

Four Motorcycle Insurance Myths Busted

The following are some commonly believed misconceptions about motorcycle insurance and the reality behind them.

• My car insurance auto-covers me when driving my bike: Motorcycles come with unique risks requiring specialized insurance. Therefore, car insurance may not fully cover bike-related accidents.
• I don’t need Motorcycle Insurance, I have another vehicle: Motorcycle insurance is legally required regardless of the frequency of use. Ignoring insurance might lead to legal implications.
• My bike is old, Comprehensive/Collision coverage isn’t necessary: Age or value of the bike does not negate the need for collision or comprehensive coverage. These become crucial for financial protection against accidents, theft, natural disasters, or other covered events.
• Minimum Liability is enough: Considering the financial repercussions from property damage or medical expenses resulting from an accident, minimum liability coverage might not provide sufficient protection in case of a severe accident.

Find the Right Motorcycle Insurance in Alabama

Don’t leave your investment unprotected in the face of potential losses from an accident. For more information on motorcycle insurance choices in Alabama, contact a licensed representative at Surety Ins Inc. at 251-305-4990 or online.